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Encyclopedia > Trust company
Financial market
participants

Investors
There are two basic financial market participant catagories, Investor vs. ... Image File history File linksMetadata Size of this preview: 800 × 600 pixelsFull resolution (2816 × 2112 pixel, file size: 2. ... An investor is any party that makes an investment. ...

Speculators
speculation
Speculation is the buying, holding, and selling of stocks, commodities, futures, currencies, collectibles, real estate, or any valuable thing to profit from fluctuations in its price as opposed to buying it for use or for income - dividends, rent etc. ... Speculation involves the buying, holding, and selling of stocks, bonds, commodities, currencies, collectibles, real estate, derivatives or any valuable financial instrument to profit from fluctuations in its price as opposed to buying it for use or for income via methods such as dividends or interest. ...

Institutional investors
Insurance companies
Investment banks
Hedge funds
Mutual funds
Pension funds
Private equity funds
Venture capital funds
Banks
Credit Unions
Trusts
Prime Brokers
An institutional investor is an investor who is an institution like a bank, insurance fund, retirement fund, or mutual fund manager. ... Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. ... Investment banks help companies, governments and their agencies to raise money by issuing and selling securities in the primary market. ... A hedge fund is a private investment fund charging a performance fee and typically open to only a very limited range of qualified investors. ... A mutual fund is a form of collective investments that pools money from many investors and invests their money in stocks, bonds, short-term money market instruments, and/or other securities. ... This article does not cite any references or sources. ... A private equity fund is a collaboration of funds that directs a private companys or individuals equity, either in the stock market or in real estate. ... Venture capital is a general term to describe financing for startup and early stage businesses as well as businesses in turn around situations. ... “Banker” redirects here. ... A credit union is a cooperative financial institution that is owned and controlled by its members. ... Prime Brokerage is a service sold by investment banks to hedge funds. ...


Finance series
Financial market
Participants
Corporate finance
Personal finance
Public finance
Banks and Banking
Financial regulation
This article does not cite any references or sources. ... This article does not cite any references or sources. ... There are two basic financial market participant catagories, Investor vs. ... Domestic credit to private sector in 2005 Corporate finance is an area of finance dealing with the financial decisions corporations make and the tools and analysis used to make these decisions. ... Personal finance is the application of the principles of finance to the monetary decisions of an individual or family unit. ... Public finance (government finance) is the field of economics that deals with budgeting the revenues and expenditures of a public sector entity, usually government. ... “Banker” redirects here. ... Financial supervision is government supervision of financial institutions by regulators. ...

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A trust company is normally owned by one of three types of structures; an independent partnership, a bank, or a law firm, each of which specialize in being a trustee of various kinds of trusts, and managing estates.


The "trust" name refers to the ability of the institution's trust department to act as a trustee - someone who administers financial assets on behalf of another. The assets are typically held in the form of a trust, a legal instrument that spells out the beneficiaries and what the money can be spent for. The word trustee is a legal term that refers to a holder of property on behalf of a beneficiary. ... In common law legal systems, a trust is a contractual relationship in which a person or entity (the trustee) has legal title to certain property (the trust property or trust corpus), but is bound by a fiduciary duty to exercise that legal control for the benefit of one or more...


A trustee will manage investments, keep records, manage assets and prepare court accountings, paying bills and (depending on the nature of the trust) medical expenses, charitable gifts, inheritances or other distributions of income and principal.

Contents

Estate administration

A trust company can be named as an executor or personal representative in a last will and testament. The responsibilities of an executor in settling the estate of a deceased person include collecting debts, settling claims for debt and taxes, accounting for assets to the courts and distributing wealth to beneficiaries. This article needs additional references or sources for verification. ... An executor is a person named by a maker of a will to carry out the directions of the will. ... Look up dead in Wiktionary, the free dictionary. ... This article does not cite any references or sources. ... This article does not cite any references or sources. ... Tax rates around the world Tax revenue as % of GDP Economic policy Monetary policy Central bank   Money supply Fiscal policy Spending   Deficit   Debt Trade policy Tariff   Trade agreement Finance Financial market Financial market participants Corporate   Personal Public   Banking   Regulation        A tax is a financial charge or other levy imposed on...


Estate planning is usually also offered to allow clients to structure their affairs so as to minimise inheritance taxes and probate costs. In the United States, one of the primary profit centers for a trust company is commissions earned from selling various types of insurance products designed to minimize the estate tax charged to a person. Probate is the legal process of settling the estate of a deceased person; specifically, resolving all claims and distributing the decedents property. ...


A trust officer may provide guardian and conservator services, acting as guardian of a minor's property until adulthood or as conservator of the estate of an adult unable to handle his or her own finances.


Asset management

A trust department provides investment management, including securities market advice, investment strategy and portfolio management, management of real estate and safekeeping of valuables. A stock market is a market for the trading of publicly held company stock and associated financial instruments (including stock options, convertibles and stock index futures). ... A strategy is a long term plan of action designed to achieve a particular goal, most often winning. Strategy is differentiated from tactics or immediate actions with resources at hand. ... It has been suggested that Management system be merged into this article or section. ... Real estate is a legal term that encompasses land along with anything permanently affixed to the land, such as buildings. ...


Escrow Services

The trust company may also provide escrow services, invest education or retirement funds or hold Starker exchange proceeds where cash from the sale of US real estate is held in trust (for tax purposes) until used to buy replacement land. This article is about the legal arrangement. ... Retirement is the point where a person stops employment. ... Tax rates around the world Tax revenue as % of GDP Economic policy Monetary policy Central bank   Money supply Fiscal policy Spending   Deficit   Debt Trade policy Tariff   Trade agreement Finance Financial market Financial market participants Corporate   Personal Public   Banking   Regulation        A tax is a financial charge or other levy imposed on...


Corporate Trust Services

Trust companies may also perform corporate trust services. Corporate trust services are services which assist, in the fiduciary capacity, in the administration of the corporation's debt. For example, in a normal bank loan, the lender normally lends money to the company (usually with conditions called "covenants"), accepts payments from the company monthly, and watches the company to ensure that it is meeting all its agreed upon conditions (for example, that its ratio of profits to expenses stays above a certain amount). However most large companies borrow money not from banks, but by selling bonds. When the company sells bonds, a corporate trust company can handle the acceptance of payments from the company (which it passes on to the bondholders), and is the entity which monitors the company to ensure it is responding to covenants. In the event of the companies bankruptcy, the corporate trust company fights to get as much money back as it can for the bondholders.


Examples of corporate trust companies include Deutsche Bank AG, Pentera Trust Company Limited, Bank of New York, Wells Fargo, US Bank, Commerce Bancorp NJ, HSBC Bank USA, Law Debenture, Union Bank of California, Vistra Trust & Corporate Services Headquarters of the Deutsche Bank in Frankfurt am Main Deutsche Bank AG (German for German Bank) is a multinational bank operating worldwide and employing almost 70,000 people (2004). ... The Bank of New York (NYSE: BK), sometimes BNY, is a global financial services company operating in four primary business areas: Securities servicing Treasury management Investment management Private banking Bank of New York and Mellon Financial Corporation will merge. ... An older Wells Fargo branch, located in Berkeley, California Wells Fargos corporate headquarters and main branch Wells Fargo & Co. ... U.S. Bancorp (NYSE: USB) is a financial services holding company, headquartered in Minneapolis, Minnesota. ... HSBC Holdings PLC (NYSE: HBC), (LSE: HSBA), (HKSE: 005), (Euronext: HSBC), is one of the largest banking groups in the world. ... Union Bank of California is one of the 25 largest commercial banks in the United States. ...


Trusts

A trust involves the administration of assets on behalf of another: an institution or one or more individuals, living or dead. For other uses, see Life (disambiguation). ... This article or section does not adequately cite its references or sources. ...


A living trust appoints a trustee to manage assets during the lifetime of the original settlor; this private arrangement allows for distribution of wealth even if the client becomes incapacitated or unable to act personally. Upon death, the trust controls how and when assets are used and distributed; this can be a substitute for appointment of a legal guardian or conservator to handle assets inherited by young children or others unable to act on their own behalf. In law a settlor is a person who settles property on express trust for the benefit of beneficiaries. ... “Children” redirects here. ...


By bypassing the probate process through which a will is handled by the judicial system, a trust may reduce costs or delays, manage real estate, provide more privacy than a bequest in a will and offer possible tax advantages.


A testamentary trust is one created by being written into a will to provide for management of assets to be inherited by beneficiaries.


Revocable trusts

A revocable trust is one in which assets remain under the ownership of the client and the trustee acts solely as a hired manager. As the client still owns the property, there are normally no tax advantages involved in this arrangement. This article does not cite any references or sources. ... Consumers refers to individuals or households that purchase and use goods and services generated within the economy. ...


Irrevocable trusts

An irrevocable trust is often used for charitable purposes by organisations or millionaires ("high net worth individuals") as well as for the management of inheritances. As the benefactor relinquishes control of the assets upon creating the trust, any charitable activities incur tax benefits even while the assets are invested to provide a financial endowment for later use by the charitable foundation. This approach has been successfully used foundations established by well-known and wealthy families such as the Ford (automobile), Carnegie (steel) and Arthur Vining Davis (aluminium) family. A charitable organization (also known as a charity) is a trust, company or unincorporated association established for charitable purposes only. ... For other uses, see Millionaire (disambiguation). ... Net worth (sometimes net assets) is the total assets minus total liabilities of an individual or company. ... A benefactor is a person or other entity providing money or other benefits to another; the person receiving them is called a beneficiary. ... Endowment may refer to many things: Finance Financial endowment; relating to funds or property donated to institutions or individuals. ... Ford Motor Company is an American multinational corporation and the worlds third largest automaker based on worldwide vehicle sales. ... Karl Benzs Velo model (1894) - entered into the first automobile race An automobile or motor (usually shortened to just car) is a wheeled passenger vehicle that carries its own motor. ... Andrew Carnegie, industrialist and philanthropist, for whom are named Carnegie Steel Company The Carnegie Building, a building on the campus of Rensselaer Polytechnic Institute for which he provided funds. ... Arthur Vining Davis (1867-1962) was an American businessman and philanthropist, born in Sharon, Massachusetts who founded the Aluminum Company of America (later, Alcoa) in 1907 and served on its board until 1958. ... This article needs additional references or sources for verification. ...


A trust may also be an integral part of an institution founded by such an individual or group, created to ensure its long-term financial viability. Viability can mean: In an environmental conservation context, viability indicates the ability of a conservation target to persist for many generations or over long time periods. ...


  Results from FactBites:
 
Trust - Wikipedia, the free encyclopedia (703 words)
In general, trust refers to an aspect of a relationship between two parties, by which a given situation is mutually understood, and commitments are made toward actions in favor of a desired outcome.
A trust company acts as a corporate trustee managing a trust for the benefit of the beneficiaries.
Trust Company (better known as TRUSTcompany or TRUST*CO) is an American grunge band that started in the early 2000s.
Investment trust - Wikipedia, the free encyclopedia (302 words)
In such cases, the investment trust is referred to as trading at a discount (or premium) to NAV (net asset value).
The investment trust sector, in particular split capital investment trusts suffered somewhat from around 2000 to 2003 when the creation of a compensation scheme resolved some problems.
The Foreign and Colonial Investment Trust plc objective was 'to give the investor of moderate means the same advantages as the large capitalists in diminishing the risk of spreading the investment over a number of stocks'.
  More results at FactBites »

 
 

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