Rural Housing Service
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The Rural Housing Service (RHS) is an agency of the U.S. Department of Agriculture (USDA). Located within the Department's Rural Development mission area, RHS operates a broad range of programs to provide: The U.S. Department of Agriculture, also called the Agriculture Department, or USDA, is a Cabinet department of the United States Federal Government. ...
- homeownership options to individuals;
- housing rehabilitation and preservation funding;
- rental assistance to tenants of RHS-funded multi-family housing complexes;
- farm labor housing;
- help to developers of multi-family housing projects, like assisted housing for the elderly and disabled, or apartment buildings; and
- community facilities, such as libraries, child care centers, schools, municipal buildings, and firefighting equipment to Indian groups, nonprofit organizations, communities and local governments.
RHS administers direct loans, loan guarantees and grants. Direct loans are made and serviced by USDA staff; loan guarantees are made to banks or other private lenders, and grants are made directly to a person or organization. Bales of hay on a farm near Ames, Iowa A farm is the basic unit in agriculture. ... Alternative meanings: Library (computer science), Library (biology) Modern-style library In its traditional sense, a library is a collection of books and periodicals. ... Childcare is the act of caring for and supervising minor children. ... Japanese secondary school students in uniform. ... A loan is a type of debt. ... Grant can refer to several things: Clan Grant — a Scottish clan. ... The essential function of a bank is to provide services related to the storing of deposits and the extending of credit. ...
RHS works with other Federal agencies, and a number of both nonprofit and private organizations nationally, in order to pool resources to help America's rural residents most effectively.
The RHS National Office is located in Washington, D.C., and is responsible for setting policy, developing regulations, and performing oversight. In the field, RHS operations are carried out through the USDA's state and local Rural Development offices and service centers, several of which are located in each state and Puerto Rico. (Four multistate offices exist in addition to local offices within the states -- Vermont/New Hampshire; Massachusetts/Connecticut/Rhode Island; Maryland/Delaware; and Florida/Virgin Islands.) The Centralized Servicing Center, located in St. Louis, Missouri, provides loan origination and servicing directly to RHS Single-Family Housing borrowers. Aerial photo (looking NW) of the Washington Monument and the White House in Washington, D.C. Washington, D.C., officially the District of Columbia (also known as D.C.; Washington; the Nations Capital; the District; and, historically, the Federal City) is the capital city and administrative district of the... State nickname: The Green Mountain State Other U.S. States Capital Montpelier Largest city Burlington Governor Jim Douglas (R) Official languages None Area 24,923 kmÂ² (45th) - Land 23,974 kmÂ² - Water 949 kmÂ² (3. ... State nickname: The Granite State Other U.S. States Capital Concord Largest city Manchester Governor John Lynch (D) Official languages English Area 24,239 kmÂ² (46th) - Land 23,249 kmÂ² - Water 814 kmÂ² (3. ... State nickname: Bay State Other U.S. States Capital Boston Largest city Boston Governor Mitt Romney (R) Official languages English Area 27,360 kmÂ² (44th) - Land 20,317 kmÂ² - Water 7,043 kmÂ² (25. ... State nickname: The Constitution State Other U.S. States Capital Hartford Largest city Bridgeport Governor M. Jodi Rell (R) Official languages English Area 14,371 kmÂ² (48th) - Land 12,559 kmÂ² - Water 1,809 kmÂ² (12. ... State nickname: The Ocean State, Little Rhody Other U.S. States Capital Providence Largest city Providence Governor Donald Carcieri (R) Official languages None Area 4,005 kmÂ² (50th) - Land 2,709 kmÂ² - Water 1,296 kmÂ² (32. ... State nickname: Old Line State; Free State Other U.S. States Capital Annapolis Largest city Baltimore Governor Robert L. Ehrlich Official languages English Area 32,160 kmÂ² (42nd) - Land 25,338 kmÂ² - Water 6,968 kmÂ² (21%) Population (2000) - Population 5,296,486 (19th) - Density 165 /kmÂ² (5th) Admission into... State nickname: The First State Other U.S. States Capital Dover Largest city Wilmington Governor Ruth Ann Minner Official languages None Area 6,452 kmÂ² (49th) - Land 5,068 kmÂ² - Water 1,387 kmÂ² (21. ... State nickname: Sunshine State Other U.S. States Capital Tallahassee Largest city Jacksonville Governor Jeb Bush (R) Official languages English Area 170,451 kmÂ² (22nd) - Land 137,374 kmÂ² - Water 30,486 kmÂ² (17. ... The Gateway Arch, shown here behind the Old Courthouse, is the most recognizable part of the St. ...
RHS programs are available to eligible applicants in rural areas, typically defined as open country or rural towns with no more 20,000 in population. An exception to the rural eligibility requirements is the Farm Labor Housing Program (Section 514/516), which is the only Federal program available for development of housing for farm workers. This program is available in both rural and urban areas.