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Encyclopedia > Lloyds TSB
Lloyds TSB Group plc
Lloyds TSB Bank Logo
Type Public
Founded Lloyds TSB (1995)
Lloyds Bank (1765)
TSB Bank (1810)
Location London
Key people Maarten van den Bergh, Chairman
Eric Daniels, Chief Executive
Industry Banking
Products Retail banking
Commercial banking
Investment banking
Financial planning
Revenue  ?
Employees
Website www.lloydstsb.com

Lloyds TSB Group plc is a group of financial services companies, based in the United Kingdom, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. The head office is in London, England. The group contains companies that provide banking services for individuals and businesses, and also mortgage, investment and life assurance, operating both in the UK and elsewhere. Image File history File links Lloydstsb_logo. ... A public company is a company owned by the public. ... 1995 was a common year starting on Sunday of the Gregorian calendar. ... 1765 was a common year starting on Tuesday (see link for calendar). ... 1810 was a common year starting on Monday (see link for calendar). ... The clock tower of the Palace of Westminster, which contains Big Ben London is the capital city of the United Kingdom and of England. ... For other uses, see Bank (disambiguation). ... A commercial bank is a type of financial intermediary and a type of bank. ... Investment banks assist corporations in raising funds in the public markets (both equity and debt), as well as provide strategic advisory services for mergers, acquisitions and other types of transactions. ... For the tax agency in the UK of the same name , see HM Revenue and Customs. ... Employment is a contract between two parties, one being the employer and the other being the employee. ... The front page of the English Wikipedia website. ... Financial services is the largest industry (or category of industries) in the world in terms of earnings (20% of market cap in the S&P 500 in 2004). ... The clock tower of the Palace of Westminster, which contains Big Ben London is the capital city of the United Kingdom and of England. ... Royal motto (French): Dieu et mon droit (Translated: God and my right) Englands location within the UK Official language English de facto Capital London de facto Largest city London Area - Total Ranked 1st UK 130,395 km² Population - Total (mid-2004) - Density Ranked 1st UK 50. ... A mortgage (literal translation: death pledge) is a device developed in the common law world, whereby the ownership of property is passed from one person -- the mortgagor -- to another -- the mortgagee in return for the loan of money. ... Investment is a term with several closely-related meanings in finance and economics. ... Life Assurance (Life Insurance in US English) is an undefined legal term which relates to policies or contracts which contain an element that is contingent on human life. ...


The Lloyds TSB Group is the fifth largest bank headquartered in the United Kingdom by assets after HSBC Holdings, Royal Bank of Scotland, Barclays Bank, and HBOS. However it has the largest share of the British domestic market. Lloyds TSB was formed by the merger of Lloyds Bank and the Trustee Savings Bank in 1995. The high street banking arms are Lloyds TSB Bank plc, headquartered at Gresham Street in the City of London and Lloyds TSB Scotland plc, headquartered at George Street in Edinburgh. HSBC logo HSBC Holdings PLC (NYSE: HBC), (LSE: HSBA) , (HKSE: 005) , (Euronext: HSBC) , is one of the largest banking groups in the world. ... The Royal Bank of Scotland (LSE: RBS)is one of Scotlands four national clearing banks and one of the oldest in the UK, founded in Edinburgh in 1727 by Royal Charter. ... Barclays Bank LSE: BARC NYSE: BCS (TYO: 8642) is the fourth largest bank in the United Kingdom. ... HBOS plc is the holding company of the HBOS Group, formed on the 10 September 2001 by, and named after, the principals involved in the merger of Halifax plc, the former Halifax Building Society, with the Bank of Scotland. ... Trustee Savings Bank (TSB) may refer to: First Trust Bank, Northern Ireland Lloyds-TSB Bank, United Kingdom Permanent TSB, Republic of Ireland Historically the Trustee Savings Bank system was a (loosely) unified system in Britain and Ireland. ... 1995 was a common year starting on Sunday of the Gregorian calendar. ... The eastern side of the City of London viewed from St. ... Edinburghs location in Scotland Edinburgh viewed from Arthurs Seat. ...


Lloyds Bank was one of the oldest banks in the UK, formed in 1765 in Birmingham. Through a series of mergers Lloyds emerged to become one of the Big Four banks in the UK. It also acquired overseas businesses, particularly in Brazil and New Zealand. It also owned a life assurance company, Lloyds Abbey Life. In 1994 it acquired the Cheltenham and Gloucester Building Society, giving it a large stake in the UK mortgage lending market. 1765 was a common year starting on Tuesday (see link for calendar). ... The city from above Centenary Square. ... The phrase Big Four has multiple meanings: Big Four can refer to: The Big Four auditors, the four largest international public accountancy firms. ... 1994 was a common year starting on Saturday of the Gregorian calendar, and was designated the International year of the Family. ... A mortgage (literal translation: death pledge) is a device developed in the common law world, whereby the ownership of property is passed from one person -- the mortgagor -- to another -- the mortgagee in return for the loan of money. ...


The Trustee Savings Bank (TSB) was formed by Henry Duncan in Ruthwell, Dumfriesshire, Scotland in 1810. The aim of the bank was to help poor parishioners save money for times of hardship. The success of the scheme led to similar banks forming throughout the country. The Trustee Savings Bank Association was formed for the smaller banks to join. Eventually re-organisation led to the formation of just four TSB banks: TSB England and Wales; TSB Scotland; TSB Northern Ireland; and TSB Channel Islands. The only bank not to join, Airdrie Savings Bank still exists today. Henry Duncan (8 October 1774 - 12 February 1846) was a Scottish geologist and a Church of Scotland minister who founded the worlds first commercial savings bank. ... Ruthwell is a village and parish on the Solway Firth between Dumfries and Annan in Dumfries and Galloway, Scotland. ... Dumfriesshire (Siorrachd Dhùn Phris in Gaelic) is a traditional county of Scotland. ... Royal motto: Nemo me impune lacessit (Latin: No one provokes me with impunity) Scotlands location within the UK Languages with Official Status1 English Scottish Gaelic Capital Edinburgh Largest city Glasgow First Minister Jack McConnell Area - Total - % water Ranked 2nd UK 78,782 km² 1. ... 1810 was a common year starting on Monday (see link for calendar). ... Airdrie Savings Bank Limited is a small commercial bank operation in the Lanarkshire and Glasgow areas of Scotland. ...


In 1985, the Trustee Savings Bank Act 1985 was passed which merged the Scottish and Channel Islands operations into TSB England and Wales under the name TSB Bank plc. The new bank was floated on the London Stock Exchange and TSB Northern Ireland was sold to Allied Irish Banks. The Channel Islands are a group of islands off the coast of Normandy, France, in the English Channel. ... The Source by Greyworld, in the new LSE building The London Stock Exchange (abbreviated LSE) is a stock exchange located in London. ... Allied Irish Banks plc (AIB),(ISEQ: ALBK), (LSE: ALBK), (NYSE: AIB), (Xetra: AIB) is a commercial bank based in Ireland not to be mistaken for Anglo Irish Bank. ...


In 1995, the two banks, TSB and Lloyds merged to form Lloyds TSB Bank Plc. However, as TSB was formed under an Act of Parliament, another act was required before a legal merger was allowed. The Lloyds TSB Act 1999 was passed to allow this. In Westminster System parliaments, an Act of Parliament is a part of the law passed by the Parliament. ...


In September 2000, Lloyds TSB purchased Chartered Trust from the Standard Chartered Bank for £627m to form Lloyds TSB Asset Finance Division which provides motor and retail finance in the United Kingdom under the trading name Black Horse Standard Chartered Bank (LSE: STAN), (HKSE: 2888) is a British bank headquartered in London with operations in many countries, especially in Asia and Africa. ...


At the time of creation, Lloyds TSB was the largest bank in the UK and Europe. However it has lagged behind the growth of fellow UK banks, most notably the Royal Bank of Scotland. An acquisition of Scottish Widows Life Assurance Society was judged to be poor value for money. Poor performance led the bank to dispose of many overseas assets, namely the Brazilian and New Zealand operations. The Royal Bank of Scotland (LSE: RBS)is one of Scotlands four national clearing banks and one of the oldest in the UK, founded in Edinburgh in 1727 by Royal Charter. ... Oh yah, fuck my pussy. ...


External links

Commerical banks in the United Kingdom
Abbey | Airdrie Savings Bank | Alliance & Leicester | Bank of Scotland | Barclays | Bradford and Bingley | Clydesdale | Co-operative Bank | Coutts and Company | Egg | First Trust Bank | Halifax | HBOS | HSBC | Lloyds TSB | NatWest | Northern Bank | Northern Rock | Royal Bank of Scotland | Sainsbury's Bank | Standard Chartered Bank | The Woolwich | Ulster Bank | Yorkshire Bank

  Results from FactBites:
 
Lloyds TSB Uruguay - History (245 words)
In 1918 Lloyds Bank, one of the most prestigious and important banks in the world, established in England in 1765, acquired a minority stake in the Bank of London and South America and, many years later, in 1973, became its sole owner when it purchased all the bank’s shares it did not previously hold.
In the year 1918 Lloyds Bank, one of the most prestigious and important banks of the world, which was created in England in 1765, became a Minority Stockholder in Banco de Londres y América del Sud and many years later, in 1973, it became the only owner by purchasing the total amount of the shares.
Lloyds TSB was born in the mid-90s, as a result of the merger of England 's Lloyds Bank and Scotland-based TSB, thus creating an institution with great solidity in terms of equity.
Lloyds TSB - Wikipedia, the free encyclopedia (549 words)
Lloyds TSB Group plc (LSE: LLOY) is a financial services company, based in the United Kingdom, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group.
The Lloyds TSB Group is the fifth largest bank headquartered in the United Kingdom by assets after HSBC Holdings, Royal Bank of Scotland, Barclays Bank, and HBOS.
Lloyds TSB was formed by the merger of Lloyds Bank and the Trustee Savings Bank in 1995.
  More results at FactBites »

 
 

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