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Encyclopedia > Clark Howard
Clark Howard
Born June 20, 1955 (1955-06-20) (age 52)
Flag of United States
Occupation Syndicated Talk radio host, Consumer Advocate, & Author
Spouse Lane Howard
Website clarkhoward.com

Clark Howard (born June 20, 1955), is a popular U.S. talk radio host of the nationally syndicated consumer advocate program The Clark Howard Show. The show, mainly dealing in consumer matters, airs from radio station WSB AM in Atlanta, Georgia. is the 171st day of the year (172nd in leap years) in the Gregorian calendar. ... Year 1955 (MCMLV) was a common year starting on Saturday (link displays the 1955 Gregorian calendar). ... Image File history File links This is a lossless scalable vector image. ... Talk radio is a radio format which features discussion of topical issues. ... An author is any person(s) or entity(s) that originates and assumes responsibility for an expression or communication. ... is the 171st day of the year (172nd in leap years) in the Gregorian calendar. ... Year 1955 (MCMLV) was a common year starting on Saturday (link displays the 1955 Gregorian calendar). ... Motto: (Out Of Many, One) (traditional) In God We Trust (1956 to date) Anthem: The Star-Spangled Banner Capital Washington D.C. Largest city New York City None at federal level (English de facto) Government Federal constitutional republic  - President George Walker Bush (R)  - Vice President Dick Cheney (R) Independence from... Talk radio is a radio format which features discussion of topical issues. ... ... A radio station is an audio (sound) broadcasting service, traditionally broadcast through the air as radio waves (a form of electromagnetic radiation) from a transmitter to an antenna and a thus to a receiving device. ... WSB AM (NewsTalk 750) is a clear channel AM radio station located in Atlanta, Georgia with a frequency of 750 kHz. ... Hotlanta redirects here. ...

Contents

Life

Clark Howard is a self-made millionaire who made his fortune in the travel agency business. Howard graduated from the Westminster Schools in Atlanta and then received a bachelor's degree in urban government from American University in 1976. He received his master's of business management from Central Michigan University in 1977. In 1987, he retired from a travel agency business he had founded back in 1981 and began giving travel advice in guest appearances on Atlanta radio. His segments were so popular that he was soon given his own radio show. On Fridays, Clark devotes an hour of his show to Atlanta listeners in need of travel advice. This segment, called the Friday Flier, usually airs from 3-4 p.m. in Atlanta. He often suggests to Atlanta residents looking for deals to the West Coast, to drive to Birmingham, Alabama to get cheaper deals. This article needs additional references or sources for verification. ... The Westminster Schools is a private secondary school in Atlanta, Georgia. ... A bachelors degree is usually an undergraduate academic degree awarded for a course or major that generally lasts for three, four, or in some cases and countries, five or six years. ... For other universities known as American University, see American University (disambiguation). ... Year 1976 (MCMLXXVI) was a leap year starting on Thursday (link will display full calendar) of the Gregorian calendar. ... This article does not cite any references or sources. ... Management (from Old French ménagement the art of conducting, directing, from Latin manu agere to lead by the hand) characterises the process of leading and directing all or part of an organization, often a business, through the deployment and manipulation of resources (human, financial, material, intellectual or intangible). ... Central Michigan University (also known as CMU) is a coeducational state university located in Mount Pleasant in the U.S. state of Michigan. ... Also: 1977 (album) by Ash. ... Nickname: Location in Jefferson County in the state of Alabama Coordinates: Country United States State Alabama County Jefferson, Shelby Government  - Mayor Bernard Kincaid (D) Area  - City  151. ...


Clark explained on air that he was joining the Georgia State Defense Force (a non-federal branch of the Georgia Department of Defense, similar to the Georgia National Guard) shortly after the terrorist attacks of 2001. He explained to his listeners that joining the Guard was a way for him to give back and serve the country he loves. The Georgia State Defense Force is a component of the Georgia Department of Defense, alongside the Georgia Army National Guard and the Georgia Air National Guard. ... Seal of the National Guard Bureau Seal of the Army National Guard Seal of the Air National Guard Seal of the National Guard Missile Defense The United States National Guard is a component of the United States Army (the Army National Guard) and the United States Air Force (the Air...


Clark has also hinted that he will be running for political office sometime in the future, stating on the The Neal Boortz Show that he is "not yet" ready to announce his candidacy for office. In May 2007, he told a reporter for the Atlanta Journal-Constitution that he was still considering running for mayor of Atlanta in 2009, when Shirley Franklin's term limit expires. A politician is an individual involved in politics. ... Neal Boortz (born April 6, 1945), is a U.S. talk radio host. ... May 2007 is the fifth month of that year. ... The Atlanta Journal-Constitution is the only major daily newspaper of Atlanta and metro Atlanta. ... This is the list of mayors of Atlanta — former mayors of the city of Atlanta. ... 2009 (MMIX) will be a common year starting on Thursday of the Gregorian calendar. ... Shirley Clarke Franklin (born May 10, 1945) is an American politician, a member of the Democratic Party, and the current mayor of Atlanta, Georgia since January 7, 2002. ... A term limit is a legal restriction that limits the number of terms a person may serve in a particular elected office. ...


===Media personality===0 Clark also regularly appears on WSB-TV in Atlanta, which are occasionally also broadcast by other Cox Television stations nationwide. His TV appearances offers consumer warnings scams, consumer warnings and consumer tips. Howard has a column in the Cox-owned newspaper AJC as well. He is syndicated by Cox Radio and Jones Radio Networks. Clark was featured in a Discovery Health Channel special on the where he and his wife Lane discuss money matters with couples struggling with their finances. WSB-TV is the ABC affiliate in Atlanta, Georgia. ... This article is about the state capital of Georgia. ... Cox Enterprises is the successor to the publishing company founded at Dayton, Ohio, by James Middleton Cox, who began with the Dayton Daily News. ... A columnist is a journalist who produces a specific form of writing for publication called a column. Columns appear in newspapers, magazines and the Internet. ... The Atlanta Journal-Constitution is the only major daily newspaper of Atlanta and metro Atlanta. ... Jones Radio Networks & Jones Media Networks are branchs of the Jones International. ... Discovery Health Channel (or DHC), launched on August 2, 1999, is a U.S. cable television network dedicated to programming that highlights various aspects of health and wellness (and unwellness as well). ...


Although his radio show is supported in part by national sponsors, Clark has stated on air he does not accept money for personal endorsements. This is of note as he often states strongly-worded opinions and research, both pro and con, on various consumer issues, companies, and products.


He started several civic programs in the community, such as Atlanta Volunteer Action, Volunteer Action, Inc., The Big Buddy Program, and Career Action. With help from his listeners, Clark has built 23 homes around the Atlanta area for Habitat for Humanity. In 1993, Howard opened the Consumer Action Center, an advice service for consumer questions which is staffed by 140 volunteers. Official Habitat for Humanity logo Habitat for Humanity is an international, Christian, non-governmental, non-profit organization devoted to building quality, low-cost, affordable housing. ... Year 1993 (MCMXCIII) was a common year starting on Friday (link will display full 1993 Gregorian calendar). ...


In 2006, Howard appeared at the meeting of the mouths with Sean Hannity and Neal Boortz in Dayton, Ohio. Dayton is the original home of Cox Enterprises, which employs both Howard and Boortz. Year 2006 (MMVI) was a common year starting on Sunday (link displays full 2006 calendar) of the Gregorian calendar. ... Sean Patrick Hannity (born December 30, 1961, in New York City, New York) is an American conservative talk radio host, a co-host of Fox News Channels program Hannity & Colmes, the host of the Fox News weekend program Hannitys America, and the author of two books. ... Neal Boortz (born April 6, 1945), is a U.S. talk radio host. ... : Gem City : Birthplace of Aviation United States Ohio Montgomery 56. ... Cox Enterprises is the successor to the publishing company founded at Dayton, Ohio, by James Middleton Cox, who began with the Dayton Daily News. ...


Also in 2006, Clark Howard began hosting the series "Get Clark Smart with Clark Howard" on Rainbow Media's free VOD Channel Mag Rack. This 20 episode series has shows featuring information on "Buying a New Home", "Kids & Money", "Saving for College", "Buying a Used Car", "Home Renovations" and more.


Author

Clark's Big Book of Bargains
Clark's Big Book of Bargains

Howard is author of several books on consumer tips and bargains. His books include Clark Smart Parents, Clark Smart Kids, Clark's Big Book of Bargains, (2003) and Get Clark Smart: The Ultimate Guide to Getting Rich From America's Money-Saving Expert, (2002) and is currently working on a new book about Realestate Investing. Clark's "Get Clark Smart", made it to No. 6 on The New York Times "Best Seller" list for "How-To Books." And his Big Book of Bargains made it to No. 7 and No. 11 on The New York Times "Best Seller" list for "Business Books." Image File history File links The cover of one of Clark Howards book. ... Image File history File links The cover of one of Clark Howards book. ... The New York Times is a daily newspaper published in New York City by Arthur Ochs Sulzberger Jr. ...


Controversies

Bank of America

A San Francisco man, Matthew Shinnick, was arrested and jailed when he tried to cash a check at a Bank of America branch after receiving it from someone who had seen his ad for bicycles on Craig's List. Matthew listed the bicycles for $600. Someone, reportedly from Canada, emailed Matthew agreeing to purchase the bikes sight unseen. Shortly thereafter, Matthew received a check in the mail for $2000. He took the check to a local Bank of America branch and asked the teller if sufficient funds were in the account listed on the check as Clark suggests to his listeners. The teller replied in the affirmative, and Matthew decided to cash the check. While the transaction was processing, a red flag caught the attention of the teller who called the owner of the checking account to verify the check. The account owner informed the teller that no check had been written to Matthew at which point the teller reported it to her manager. The manager alerted the police and once they arrived Matthew was promptly handcuffed and taken to a room with no communication from the officers or the bank. Bank of America then decided to press charges, and Matthew was then arrested for check fraud.[1] Bank of America (NYSE: BAC TYO: 8648 ) is the largest commercial bank in the United States in terms of deposits, and the largest company of its kind in the world. ... Screenshot of Craigslist. ...


Consumer advocate Clark Howard found out about this story and spoke with the man, Matthew Shinnick, who has spent about $14,000 in legal fees to clear his name. Matthew sat in the bank branch for hours while police figured out what to do and then spent the night in jail. Once he was released and not charged, he wanted to clear his name legally so the arrest would not come back to haunt him. Matthew asked Bank of America to pay his legal fees, but having felt they did nothing wrong, Bank of America declined. After speaking with Bank of America, Clark Howard then decided to do something he has never done on air, and asked his listeners to close their Bank of America accounts because of what he feels is unfair treatment of Matthew. [2] Clark feels that banks have lobbied congress to pass unfair laws for consumers and that Bank of America could have been more humane.[3] A "BofA Money Loss Meter" on his site reports that listeners have allegedly withdrawn several million dollars and closed their accounts.[4] After a second on air conversation with two officers from Bank of America (Alexandra and John), Clark then had an off-air discussion and This article does not cite any references or sources. ...

he was standing his ground with the challenge. He also told them they had not provided people with a way to verify possibly fraudulent checks without being arrested. Bank of America officials still had no answer and admitted no wrongdoing. At that point, Clark gave them an out and said he'd be willing to pay for half of Matthew's legal fees if they paid the other half. They refused. And, so the story continues. [5]

Clark Howard spoke live on the Neal Boortz radio show at 11:45 a.m. on October 4, 2006 that "Bank of America is considering taking legal action against me." He also stated his listeners claimed to have taken "$27 million out of their accounts" on air (as of October 4, 2006). As a result of this story, a CNN business reporter is following Clark Howard around (per Clark's statement on the Neal Boortz show). Neal Boortz (born April 6, 1945), is a U.S. talk radio host. ... October 4 is the 277th day of the year (278th in leap years) in the Gregorian calendar. ... Year 2006 (MMVI) was a common year starting on Sunday (link displays full 2006 calendar) of the Gregorian calendar. ... October 4 is the 277th day of the year (278th in leap years) in the Gregorian calendar. ... Year 2006 (MMVI) was a common year starting on Sunday (link displays full 2006 calendar) of the Gregorian calendar. ... The Cable News Network, commonly known as CNN, is a major cable television network founded in 1980 by Ted Turner. ...


The current "Bank of America Meter" as of November 7, 2006 shows his listeners claiming to have moved over $50 million out of their accounts.[4] is the 311th day of the year (312th in leap years) in the Gregorian calendar. ... Year 2006 (MMVI) was a common year starting on Sunday (link displays full 2006 calendar) of the Gregorian calendar. ...


Criticism

Howard's website hosts a regular discussion topic entitled "Clark stinks!" as a forum for people who disagree with his advice[6]. He regularly responds to these criticisms on-air.


Clark has sparred on-air with people who sell annuities. Financial advisors have called or written, challenging Clark that his anti-annuity stance is wrong and that it affects their welfare.[citation needed] Annuity contracts are offered by organizations and individuals that may accumulate value and take a current value and pay it out over a period of years. ... The well-being or quality of life of a population is an important concern in economics and political science. ...


Trivia

Clark was indirectly parodied on "The Simpsons" episode "Thirty Minutes over Tokyo". Homer needs money, so he starts by robbing Ned Flander's house. Ned tells him to go to the "Chuck Garabedian Mega-Savings Seminar". The family sees a cartoon Clark look-a-like on the stage next to a picture of a man in suit on a boat with 6 women. The character explains that the reason he can afford it all was because he's wearing a suit recovered from a corpse, the boat smells like cat urine and the six women he's with "Used to be men."[citation needed]


Books

  • Howard, Clark; Meltzer, Mark (1999). Clark Howard's Consumer Survival Kit III, Paperback, Longstreet Pr. ISBN 1563525062. 
  • Howard, Clark; Meltzer, Mark (2000). Get Clark Smart : The Ultimate Guide for the Savvy Consumer, Paperback, Longstreet Pr. ISBN 1563526298. 
  • Howard, Clark; Meltzer, Mark (2002). Get Clark Smart: The Ultimate Guide to Getting Rich from America's Money-Saving Expert, Paperback, Longstreet Pr. ISBN 078688777X. 
  • Howard, Clark; Meltzer, Mark (2003). Clark's Big Book of Bargains : Clark Howard Teaches You How to Get the Best Deals, Paperback, Longstreet Pr. ISBN 0786887788. 
  • Howard, Clark; Meltzer, Mark (2005). Clark Smart Parents, Clark Smart Kids : Teaching Kids of Every Age the Value of Money, Paperback, Longstreet Pr. ISBN 0786887796. 
  • Howard, Clark; Meltzer, Mark (April 10, 2006). Clark Smart Real Estate: The Ultimate Guide to Buying and Selling Real Estate, Paperback, Longstreet Pr. ISBN 140130785X. 

References

  1. ^ Check from a scammer bounces victim into jail. David Lazarus (San Francisco Chronicle) (2006-08-30). Retrieved on 2006-10-03.
  2. ^ Clark's statement. Clark Howard. Retrieved on 2006-10-03.
  3. ^ http://clarkhoward.com/shownotes/2006/09/25/#next>
  4. ^ a b http://clarkhoward.com/topics/boa_meter.html
  5. ^ Notes for Sept. 09, 2006 show. Clark Howard (2006-09-25). Retrieved on 2006-10-03.
  6. ^ Clark Stinks

Year 2006 (MMVI) was a common year starting on Sunday (link displays full 2006 calendar) of the Gregorian calendar. ... is the 276th day of the year (277th in leap years) in the Gregorian calendar. ... Year 2006 (MMVI) was a common year starting on Sunday (link displays full 2006 calendar) of the Gregorian calendar. ... is the 276th day of the year (277th in leap years) in the Gregorian calendar. ... Year 2006 (MMVI) was a common year starting on Sunday (link displays full 2006 calendar) of the Gregorian calendar. ... is the 276th day of the year (277th in leap years) in the Gregorian calendar. ...

External links

  • Clark Howard's website
  • 750 WSB Radio - Clark Howard's "home" station
  • Cox Radio Syndication
  • Atlanta Journal-Constitution blog site on Atlanta's radio stations.
Persondata
NAME Howard, Clark
ALTERNATIVE NAMES
SHORT DESCRIPTION Syndicated Talk radio host, Consumer Advocate, & Author
DATE OF BIRTH June 20, 1955
PLACE OF BIRTH
DATE OF DEATH
PLACE OF DEATH

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